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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,605 | $62,583-59.1% | $76,767-66.6% | $64,173-60.1% |
| Participation rate | 70.0% | 72.8%-2.8pp | 77.0%-7.0pp | 69.6%+0.4pp |
| Annual return | -7.36% | -1.95%-5.4pp | 2.43%-9.8pp | 7.63%-15.0pp |
| Employer contribution / active EE | $0 | $1,832-100.0% | $2,485-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $1,676 | $3,145-46.7% | $3,852-56.5% | $3,470-51.7% |
| Admin fee / account holder | $6,060 | $4,667+29.8% | $6,675-9.2% | $4,887+24.0% |