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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,256 | $67,602-53.8% | $82,312-62.0% | $70,126-55.4% |
| Participation rate | 70.0% | 72.8%-2.8pp | 76.9%-6.9pp | 69.5%+0.5pp |
| Annual return | 13.22% | 21.57%-8.3pp | 25.88%-12.7pp | 73.15%-59.9pp |
| Employer contribution / active EE | $0 | $1,755-100.0% | $2,428-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $1,649 | $2,987-44.8% | $3,706-55.5% | $3,332-50.5% |
| Admin fee / account holder | $523 | $4,512-88.4% | $5,608-90.7% | $4,645-88.7% |