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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $358,413 | $95,383+275.8% | $185,837+92.9% | $85,856+317.5% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 10.76% | 23.59%-12.8pp | 122.08%-111.3pp | 318.58%-307.8pp |
| Employer contribution / active EE | $16,742 | $3,313+405.3% | $5,168+223.9% | $2,565+552.7% |
| Participant deferral / active EE | $10,484 | $3,423+206.3% | $5,568+88.3% | $3,952+165.3% |
| Admin fee / account holder | $254,340 | $7,213+3426.3% | $16,241+1466.0% | $6,261+3962.6% |