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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $458,710 | $75,962+503.9% | $154,108+197.7% | $64,173+614.8% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -9.11% | 30.32%-39.4pp | 735.21%-744.3pp | 7.63%-16.7pp |
| Employer contribution / active EE | $18,683 | $3,350+457.7% | $5,298+252.7% | $2,381+684.7% |
| Participant deferral / active EE | $7,479 | $3,175+135.6% | $5,081+47.2% | $3,470+115.6% |
| Admin fee / account holder | $21,455 | $5,589+283.9% | $13,411+60.0% | $4,887+339.0% |