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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,657 | $156,963-84.3% | $121,204-79.7% | $139,466-82.3% |
| Participation rate | 53.8% | 76.5%-22.6pp | 69.5%-15.7pp | 80.3%-26.5pp |
| Annual return | 14.24% | 1476.75%-1462.5pp | 987.18%-972.9pp | 373.66%-359.4pp |
| Employer contribution / active EE | $2,401 | $5,544-56.7% | $4,170-42.4% | $4,754-49.5% |
| Participant deferral / active EE | $5,033 | $4,848+3.8% | $4,083+23.3% | $6,712-25.0% |
| Admin fee / account holder | $9,334 | $6,953+34.2% | $5,651+65.2% | $11,409-18.2% |