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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,925 | $158,852-90.0% | $121,220-86.9% | $135,380-88.2% |
| Participation rate | 100.0% | 79.3%+20.7pp | 71.8%+28.2pp | 82.6%+17.4pp |
| Annual return | -16.77% | -0.64%-16.1pp | 16.94%-33.7pp | 519.81%-536.6pp |
| Employer contribution / active EE | $2,291 | $5,666-59.6% | $4,023-43.0% | $4,779-52.1% |
| Participant deferral / active EE | $4,846 | $4,006+21.0% | $3,345+44.9% | $5,609-13.6% |
| Admin fee / account holder | $1,210 | $6,515-81.4% | $5,021-75.9% | $10,828-88.8% |