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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,630 | $152,591-81.2% | $117,529-75.6% | $134,545-78.7% |
| Participation rate | 59.1% | 77.1%-18.0pp | 70.6%-11.5pp | 81.2%-22.1pp |
| Annual return | -18.19% | 53.04%-71.2pp | 29.77%-48.0pp | 418.37%-436.6pp |
| Employer contribution / active EE | $1,616 | $5,576-71.0% | $4,179-61.3% | $4,742-65.9% |
| Participant deferral / active EE | $4,078 | $4,821-15.4% | $4,072+0.1% | $6,401-36.3% |
| Admin fee / account holder | $4,499 | $7,004-35.8% | $5,645-20.3% | $11,431-60.6% |