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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,194 | $112,729-51.0% | $98,716-44.1% | $137,256-59.8% |
| Participation rate | 83.3% | 74.2%+9.1pp | 69.3%+14.0pp | 80.0%+3.4pp |
| Annual return | 14.21% | 38.48%-24.3pp | 31.81%-17.6pp | 220.34%-206.1pp |
| Employer contribution / active EE | $1,952 | $2,725-28.4% | $2,279-14.3% | $4,156-53.0% |
| Participant deferral / active EE | $3,772 | $4,640-18.7% | $4,048-6.8% | $6,407-41.1% |
| Admin fee / account holder | $1,366 | $10,129-86.5% | $8,703-84.3% | $12,270-88.9% |