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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,004 | $29,319+33.0% | $52,425-25.6% | $82,448-52.7% |
| Participation rate | 12.8% | 46.9%-34.1pp | 55.6%-42.9pp | 68.1%-55.3pp |
| Annual return | 15.03% | 535.20%-520.2pp | 302.12%-287.1pp | 41.64%-26.6pp |
| Employer contribution / active EE | $421 | $586-28.1% | $914-53.9% | $2,551-83.5% |
| Participant deferral / active EE | $890 | $1,171-24.0% | $1,790-50.3% | $4,139-78.5% |
| Admin fee / account holder | $336 | $1,962-82.9% | $2,495-86.5% | $7,234-95.4% |