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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,004 | $36,948+5.6% | $73,658-47.0% | $87,485-55.4% |
| Participation rate | 12.8% | 46.8%-34.1pp | 57.0%-44.3pp | 68.9%-56.2pp |
| Annual return | 15.03% | 28.64%-13.6pp | 29.72%-14.7pp | 26.06%-11.0pp |
| Employer contribution / active EE | $421 | $670-37.1% | $1,032-59.2% | $2,596-83.8% |
| Participant deferral / active EE | $890 | $1,379-35.5% | $2,062-56.8% | $4,274-79.2% |
| Admin fee / account holder | $336 | $2,531-86.7% | $3,357-90.0% | $7,775-95.7% |