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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,129 | $124,314-10.6% | $109,163+1.8% | $167,518-33.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 13.80% | 26.04%-12.2pp | 25.75%-11.9pp | 478.71%-464.9pp |
| Employer contribution / active EE | $3,521 | $4,209-16.3% | $3,723-5.4% | $4,838-27.2% |
| Participant deferral / active EE | $720 | $5,256-86.3% | $4,654-84.5% | $6,342-88.6% |
| Admin fee / account holder | $44,772 | $7,973+461.6% | $6,754+562.9% | $12,312+263.6% |