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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,062 | $129,737-14.4% | $119,126-6.8% | $154,746-28.2% |
| Participation rate | 80.0% | 78.9%+1.1pp | 75.8%+4.2pp | 80.7%-0.7pp |
| Annual return | 8.78% | 379.08%-370.3pp | 282.11%-273.3pp | 172.34%-163.6pp |
| Employer contribution / active EE | $9,751 | $4,375+122.9% | $4,034+141.7% | $4,379+122.7% |
| Participant deferral / active EE | $3,230 | $5,842-44.7% | $5,318-39.3% | $6,730-52.0% |
| Admin fee / account holder | $30,167 | $11,961+152.2% | $10,693+182.1% | $14,365+110.0% |