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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,103 | $95,415+156.9% | $185,851+31.9% | $85,851+185.5% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 1.49% | 23.59%-22.1pp | 122.11%-120.6pp | 318.63%-317.1pp |
| Employer contribution / active EE | $10,955 | $3,314+230.6% | $5,168+112.0% | $2,565+327.0% |
| Participant deferral / active EE | $6,538 | $3,424+91.0% | $5,569+17.4% | $3,952+65.4% |
| Admin fee / account holder | $2,764 | $7,215-61.7% | $16,245-83.0% | $6,261-55.9% |