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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,348 | $85,171+81.2% | $172,753-10.7% | $72,976+111.5% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 5.61% | 27.32%-21.7pp | 803.00%-797.4pp | 81.02%-75.4pp |
| Employer contribution / active EE | $10,031 | $3,324+201.8% | $5,144+95.0% | $2,440+311.1% |
| Participant deferral / active EE | $7,465 | $3,260+129.0% | $5,198+43.6% | $3,608+106.9% |
| Admin fee / account holder | $3,456 | $5,880-41.2% | $13,956-75.2% | $5,124-32.6% |