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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,595 | $91,198+82.7% | $178,503-6.7% | $79,856+108.6% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 5.14% | 24.20%-19.1pp | 151.12%-146.0pp | 31.71%-26.6pp |
| Employer contribution / active EE | $5,380 | $3,257+65.2% | $5,011+7.4% | $2,471+117.7% |
| Participant deferral / active EE | $4,052 | $3,237+25.2% | $5,202-22.1% | $3,741+8.3% |
| Admin fee / account holder | $3,900 | $6,748-42.2% | $13,987-72.1% | $5,306-26.5% |