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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,037 | $76,407+143.5% | $150,298+23.8% | $82,448+125.6% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 7.16% | 39.99%-32.8pp | 62.79%-55.6pp | 41.64%-34.5pp |
| Employer contribution / active EE | $15,589 | $2,614+496.4% | $4,154+275.3% | $2,551+511.1% |
| Participant deferral / active EE | $9,451 | $3,214+194.0% | $5,453+73.3% | $4,139+128.3% |
| Admin fee / account holder | $2,414 | $6,352-62.0% | $14,116-82.9% | $7,234-66.6% |