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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,691 | $167,353-60.7% | $143,797-54.3% | $134,545-51.2% |
| Participation rate | 55.6% | 84.8%-29.3pp | 80.3%-24.8pp | 81.2%-25.7pp |
| Annual return | -19.01% | 0.48%-19.5pp | -0.04%-19.0pp | 418.37%-437.4pp |
| Employer contribution / active EE | $2,600 | $5,620-53.7% | $4,952-47.5% | $4,742-45.2% |
| Participant deferral / active EE | $4,011 | $6,447-37.8% | $5,638-28.9% | $6,401-37.3% |
| Admin fee / account holder | $10,042 | $18,096-44.5% | $14,679-31.6% | $11,431-12.1% |