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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,143 | $180,459-75.0% | $154,108-70.7% | $135,380-66.7% |
| Participation rate | 91.7% | 87.4%+4.2pp | 83.0%+8.6pp | 82.6%+9.0pp |
| Annual return | -9.06% | 888.21%-897.3pp | 735.21%-744.3pp | 519.81%-528.9pp |
| Employer contribution / active EE | $2,181 | $6,035-63.9% | $5,298-58.8% | $4,779-54.4% |
| Participant deferral / active EE | $4,365 | $5,806-24.8% | $5,081-14.1% | $5,609-22.2% |
| Admin fee / account holder | $1,359 | $16,145-91.6% | $13,411-89.9% | $10,828-87.5% |