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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,554 | $198,457-75.5% | $170,435-71.5% | $147,586-67.1% |
| Participation rate | 91.7% | 88.0%+3.7pp | 83.6%+8.1pp | 82.8%+8.8pp |
| Annual return | 13.21% | 257.30%-244.1pp | 205.94%-192.7pp | 578.59%-565.4pp |
| Employer contribution / active EE | $130 | $6,183-97.9% | $5,432-97.6% | $4,876-97.3% |
| Participant deferral / active EE | $3,920 | $5,629-30.4% | $4,939-20.6% | $5,439-27.9% |
| Admin fee / account holder | $957 | $16,852-94.3% | $13,881-93.1% | $10,886-91.2% |