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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,068 | $75,832-86.7% | $147,617-93.2% | $59,633-83.1% |
| Participation rate | 96.7% | 71.6%+25.2pp | 84.6%+12.1pp | 68.7%+28.1pp |
| Annual return | -1.23% | 0.37%-1.6pp | 61.98%-63.2pp | 2041.45%-2042.7pp |
| Employer contribution / active EE | $2,847 | $3,485-18.3% | $5,564-48.8% | $2,203+29.2% |
| Participant deferral / active EE | $2,920 | $3,131-6.7% | $4,895-40.4% | $3,192-8.5% |
| Admin fee / account holder | $525 | $5,986-91.2% | $11,612-95.5% | $4,297-87.8% |