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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,887 | $77,908-25.7% | $149,696-61.3% | $75,173-23.0% |
| Participation rate | 93.9% | 65.6%+28.3pp | 78.8%+15.1pp | 67.2%+26.7pp |
| Annual return | 26.46% | 31.73%-5.3pp | 134.46%-108.0pp | 160.72%-134.3pp |
| Employer contribution / active EE | $7,016 | $3,138+123.6% | $4,821+45.5% | $2,671+162.7% |
| Participant deferral / active EE | $4,341 | $3,411+27.3% | $5,682-23.6% | $4,126+5.2% |
| Admin fee / account holder | $1,696 | $5,950-71.5% | $13,212-87.2% | $5,651-70.0% |