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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,598 | $97,550-20.5% | $120,344-35.5% | $87,485-11.3% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.7%+23.3pp | 68.9%+31.1pp |
| Annual return | 17.02% | 18.41%-1.4pp | 20.30%-3.3pp | 26.06%-9.0pp |
| Employer contribution / active EE | $6,121 | $2,291+167.2% | $3,020+102.7% | $2,596+135.8% |
| Participant deferral / active EE | $5,960 | $4,230+40.9% | $5,135+16.1% | $4,274+39.5% |
| Admin fee / account holder | $5,163 | $9,543-45.9% | $12,742-59.5% | $7,775-33.6% |