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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,000 | $66,402-41.3% | $109,907-64.5% | $85,847-54.6% |
| Participation rate | 89.7% | 63.9%+25.8pp | 74.2%+15.4pp | 69.3%+20.3pp |
| Annual return | 11.18% | 19.59%-8.4pp | 29.46%-18.3pp | 318.61%-307.4pp |
| Employer contribution / active EE | $1,297 | $1,687-23.1% | $2,844-54.4% | $2,565-49.4% |
| Participant deferral / active EE | $2,869 | $2,842+0.9% | $4,047-29.1% | $3,952-27.4% |
| Admin fee / account holder | $9,045 | $4,557+98.5% | $6,069+49.0% | $6,261+44.5% |