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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,520 | $61,787-23.1% | $97,197-51.1% | $80,925-41.3% |
| Participation rate | 71.8% | 63.5%+8.3pp | 72.7%-0.9pp | 67.7%+4.1pp |
| Annual return | 9.90% | -558.16%+568.1pp | 75.47%-65.6pp | 35.65%-25.7pp |
| Employer contribution / active EE | $1,047 | $1,836-43.0% | $2,723-61.6% | $2,756-62.0% |
| Participant deferral / active EE | $1,906 | $3,027-37.1% | $4,263-55.3% | $4,299-55.7% |
| Admin fee / account holder | $16,070 | $5,170+210.9% | $5,637+185.1% | $6,940+131.6% |