Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASS MUTUAL LIFE INSURANCE CO Service code 15 · EIN 04-1590850 | Recordkeeping | $1,924 |
LPL FINANCIAL2 years Filed as: LPL FINANCIAL LLC Service code 26 · EIN 95-2834236 | Advisory (Participants) | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,273 | $54,573-62.9% | $90,970-77.7% | $73,497-72.4% |
| Participation rate | 88.7% | 61.2%+27.5pp | 69.0%+19.7pp | 70.7%+18.0pp |
| Annual return | 9.84% | 16.69%-6.8pp | 134.60%-124.8pp | 28.51%-18.7pp |
| Employer contribution / active EE | $616 | $991-37.9% | $2,122-71.0% | $2,270-72.9% |
| Participant deferral / active EE | $3,512 | $2,517+39.5% | $3,373+4.1% | $3,740-6.1% |
| Admin fee / account holder | $8 | $521-98.5% | $5,961-99.9% | $513-98.4% |