See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 15 · EIN 04-1590850 | Recordkeeping | $1,684 |
Service code 27 · EIN 36-3429599 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,638 | $51,466-63.8% | $78,778-76.3% | $62,292-70.1% |
| Participation rate | 68.7% | 59.8%+8.9pp | 69.2%-0.5pp | 69.5%-0.8pp |
| Annual return | 12.54% | 19.96%-7.4pp | 35.62%-23.1pp | 28.90%-16.4pp |
| Employer contribution / active EE | $400 | $827-51.7% | $1,986-79.9% | $2,042-80.4% |
| Participant deferral / active EE | $2,243 | $2,147+4.4% | $2,958-24.2% | $3,169-29.2% |
| Admin fee / account holder | $8 | $489-98.3% | $5,134-99.8% | $479-98.3% |