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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,408 | $138,102-8.5% | $125,381+0.8% | $134,532-6.0% |
| Participation rate | 58.3% | 84.5%-26.2pp | 82.4%-24.0pp | 81.2%-22.9pp |
| Annual return | -16.53% | 750.73%-767.3pp | 572.31%-588.8pp | 418.27%-434.8pp |
| Employer contribution / active EE | $1,430 | $5,245-72.7% | $4,815-70.3% | $4,741-69.8% |
| Participant deferral / active EE | $3,816 | $7,801-51.1% | $7,448-48.8% | $6,401-40.4% |
| Admin fee / account holder | $8,052 | $11,568-30.4% | $10,007-19.5% | $11,429-29.5% |