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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,600 | $150,447-9.9% | $136,298-0.5% | $147,586-8.1% |
| Participation rate | 54.5% | 84.4%-29.9pp | 81.9%-27.4pp | 82.8%-28.3pp |
| Annual return | 33.05% | 1049.15%-1016.1pp | 5156.27%-5123.2pp | 578.59%-545.5pp |
| Employer contribution / active EE | $1,997 | $5,256-62.0% | $4,696-57.5% | $4,876-59.0% |
| Participant deferral / active EE | $4,053 | $6,631-38.9% | $6,247-35.1% | $5,439-25.5% |
| Admin fee / account holder | $4,924 | $10,906-54.8% | $9,244-46.7% | $10,886-54.8% |