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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,077 | $129,959-64.5% | $104,301-55.8% | $134,509-65.7% |
| Participation rate | 87.5% | 79.5%+8.0pp | 73.3%+14.2pp | 81.2%+6.3pp |
| Annual return | -16.65% | 42.04%-58.7pp | 24.61%-41.3pp | 418.13%-434.8pp |
| Employer contribution / active EE | $4,822 | $4,185+15.2% | $3,373+43.0% | $4,741+1.7% |
| Participant deferral / active EE | $1,191 | $5,589-78.7% | $4,626-74.2% | $6,400-81.4% |
| Admin fee / account holder | $5,981 | $9,325-35.9% | $7,340-18.5% | $11,427-47.7% |