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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,985 | $142,430-8.0% | $115,170+13.7% | $152,885-14.3% |
| Participation rate | 100.0% | 82.4%+17.6pp | 75.9%+24.1pp | 82.5%+17.5pp |
| Annual return | 4.14% | 41.48%-37.3pp | 35.60%-31.5pp | 345.39%-341.3pp |
| Employer contribution / active EE | $6,494 | $4,011+61.9% | $3,179+104.3% | $4,763+36.3% |
| Participant deferral / active EE | $972 | $5,165-81.2% | $4,169-76.7% | $5,851-83.4% |
| Admin fee / account holder | $31,872 | $8,464+276.6% | $7,089+349.6% | $11,598+174.8% |