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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,623 | $95,453-34.4% | $112,040-44.1% | $82,448-24.0% |
| Participation rate | 91.7% | 72.8%+18.9pp | 76.5%+15.2pp | 68.1%+23.6pp |
| Annual return | 10.91% | 23.92%-13.0pp | 24.52%-13.6pp | 41.64%-30.7pp |
| Employer contribution / active EE | $1,757 | $2,318-24.2% | $2,954-40.5% | $2,551-31.1% |
| Participant deferral / active EE | $4,018 | $4,224-4.9% | $5,098-21.2% | $4,139-2.9% |
| Admin fee / account holder | $7,476 | $9,013-17.1% | $12,098-38.2% | $7,234+3.3% |