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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,567 | $86,949-38.4% | $102,460-47.7% | $80,959-33.8% |
| Participation rate | 95.0% | 72.4%+22.6pp | 76.5%+18.5pp | 67.7%+27.3pp |
| Annual return | 9.61% | 18.89%-9.3pp | 29.47%-19.9pp | 35.67%-26.1pp |
| Employer contribution / active EE | $1,743 | $2,370-26.5% | $3,025-42.4% | $2,757-36.8% |
| Participant deferral / active EE | $3,618 | $4,121-12.2% | $5,056-28.4% | $4,300-15.9% |
| Admin fee / account holder | $2,549 | $8,048-68.3% | $9,460-73.1% | $6,925-63.2% |