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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,035 | $172,111-44.2% | $150,298-36.1% | $137,256-30.0% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 5.47% | 69.37%-63.9pp | 62.79%-57.3pp | 220.34%-214.9pp |
| Employer contribution / active EE | $9,645 | $4,636+108.0% | $4,154+132.2% | $4,156+132.1% |
| Participant deferral / active EE | $689 | $6,166-88.8% | $5,453-87.4% | $6,407-89.2% |
| Admin fee / account holder | $8,452 | $16,471-48.7% | $14,116-40.1% | $12,270-31.1% |