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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,035 | $174,379-44.9% | $152,093-36.9% | $138,895-30.9% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 5.47% | 74.86%-69.4pp | 66.36%-60.9pp | 145.39%-139.9pp |
| Employer contribution / active EE | $9,645 | $4,652+107.3% | $4,175+131.0% | $4,194+130.0% |
| Participant deferral / active EE | $689 | $6,159-88.8% | $5,451-87.4% | $6,396-89.2% |
| Admin fee / account holder | $8,452 | $16,880-49.9% | $14,497-41.7% | $12,562-32.7% |