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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,254 | $31,105+373.4% | $53,647+174.5% | $64,097+129.7% |
| Participation rate | 31.0% | 30.7%+0.3pp | 56.3%-25.2pp | 55.2%-24.2pp |
| Annual return | 16.39% | 22.54%-6.2pp | 358.33%-341.9pp | 34.64%-18.3pp |
| Employer contribution / active EE | $1,029 | $441+133.5% | $962+6.9% | $1,891-45.6% |
| Participant deferral / active EE | $1,842 | $896+105.5% | $1,813+1.6% | $3,080-40.2% |
| Admin fee / account holder | $1,893 | $2,195-13.8% | $2,460-23.0% | $3,454-45.2% |