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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,730 | $25,723+571.5% | $69,182+149.7% | $55,167+213.1% |
| Participation rate | 14.4% | 39.4%-25.0pp | 55.1%-40.7pp | 69.0%-54.6pp |
| Annual return | 10.46% | 9.56%+0.9pp | -21.93%+32.4pp | 169.23%-158.8pp |
| Employer contribution / active EE | $550 | $480+14.5% | $1,206-54.4% | $1,963-72.0% |
| Participant deferral / active EE | $1,107 | $963+14.9% | $1,897-41.7% | $3,054-63.8% |
| Admin fee / account holder | $3,112 | $365+753.4% | $2,697+15.4% | $504+517.5% |