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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL4 years Filed as: LPL FINANCIAL LLC - RPCP Service code 26 · EIN 04-3046611 | Advisory (Participants) | $46,265 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $3,916 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,969 | $39,286-18.6% | $80,741-60.4% | $79,391-59.7% |
| Participation rate | 84.8% | 41.0%+43.9pp | 54.2%+30.7pp | 70.7%+14.1pp |
| Annual return | 11.78% | 98.95%-87.2pp | 87.30%-75.5pp | 116.88%-105.1pp |
| Employer contribution / active EE | $853 | $594+43.6% | $1,160-26.5% | $2,428-64.9% |
| Participant deferral / active EE | $4,419 | $1,264+249.7% | $2,145+106.0% | $4,046+9.2% |
| Admin fee / account holder | $319 | $647-50.7% | $3,380-90.6% | $627-49.1% |