Retirement plan

DISABILITY RIGHTS TEXAS 401(K) PLAN

Name: DISABILITY RIGHTS TEXAS - DISABILITY RIGHTS TEXAS 401(K) PLAN (2016) Form 5500
Creator: DISABILITY RIGHTS TEXAS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DISABILITY RIGHTS TEXAS 401(K) PLAN, DISABILITY RIGHTS TEXAS

DISABILITY RIGHTS TEXASEIN 74-1916289Plan #001PY 2016

2222 W. BRAKER LANE - AUSTIN, TX 78758512-454-4816disabilityrightstx.orgLinkedIn51-200 employeeslegal services

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$8M

+12.7% from 2015

Total participants

143

+3.6% from 2015

Average account balance

$56,930

+2.3% from 2015

Annual return

7.73%

+8.75 pp from 2015

Benchmarks

See 5,140 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,140 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$21.42M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$87K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

245

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.21M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$13K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.10%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$350

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
GREAT-WEST LIFE & ANNUITY INSURANCE2+ years Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$17,898
KESTRA INVESTMENT SERVICES LLC1 year Filed as: KESTRA ADVISORY SERVICES LLC Service code 27 1250 CAPITAL OF TEXAS HWY S · AUSTIN, TX 78746	Advisory (Plan)	$11,043
NFP RETIREMENT INC1 year Service code 27 DBA 401K ADVISORS INC · ALISO VIEJO, CA 926562689	Advisory (Plan)	$7,265
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Filed as: EMPOWER RETIREMENT ADVISORY SRVCS Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Investment Management	$4,286
SCHOLZ & FRIENDS ENLIGHTENED RETIRE2+ years Filed as: SCHOLZ, KLEIN & FRIENDS Service code 13	Contract Administrator	$3,662
SCHOLZ & FRIENDS ENLIGHTENED RETIRE2+ years Filed as: SCHOLZ & FRIENDS Service code 13 ENLIGHTENED RETIREMENT GROUP, INC. · SAN ANTONIO, TX 78209	Contract Administrator	$0

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$23K

$215 / participant

Investment mgmt$22K96.7%
Other / not subdivided$7433.3%

% of EOY assets

0.284%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: KAYLA WALLACE, CPA
Auditor EIN: 473744326
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$56,930

$46,732+21.8%

$156,551-63.6%

$55,167+3.2%

Participation rate

97.1%

65.8%+31.3pp

84.0%+13.1pp

69.0%+28.2pp

Annual return

7.73%

17.72%-10.0pp

32.23%-24.5pp

169.23%-161.5pp

Employer contribution / active EE

$4,146

$2,105+97.0%

$5,501-24.6%

$1,963+111.3%

Participant deferral / active EE

$2,455

$2,204+11.4%

$4,871-49.6%

$3,054-19.6%

Admin fee / account holder

$162

$418-61.4%

$13,028-98.8%

$504-67.9%

Provider

Service type

Compensation

GREAT-WEST LIFE & ANNUITY INSURANCE2+ years

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$17,898

KESTRA INVESTMENT SERVICES LLC1 year

Filed as: KESTRA ADVISORY SERVICES LLC

Service code 27

1250 CAPITAL OF TEXAS HWY S · AUSTIN, TX 78746

Advisory (Plan)

$11,043

NFP RETIREMENT INC1 year

Service code 27

DBA 401K ADVISORS INC · ALISO VIEJO, CA 926562689

Advisory (Plan)

$7,265

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Filed as: EMPOWER RETIREMENT ADVISORY SRVCS

Service code 28

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Investment Management

$4,286

SCHOLZ & FRIENDS ENLIGHTENED RETIRE2+ years

Filed as: SCHOLZ, KLEIN & FRIENDS

Service code 13

Contract Administrator

$3,662

SCHOLZ & FRIENDS ENLIGHTENED RETIRE2+ years

Filed as: SCHOLZ & FRIENDS

Service code 13

ENLIGHTENED RETIREMENT GROUP, INC. · SAN ANTONIO, TX 78209

Contract Administrator

DISABILITY RIGHTS TEXAS 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DISABILITY RIGHTS TEXAS 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion