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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,054 | $63,346-46.2% | $92,240-63.1% | $70,126-51.4% |
| Participation rate | 50.0% | 68.7%-18.7pp | 76.5%-26.5pp | 69.5%-19.5pp |
| Annual return | 13.88% | 530.19%-516.3pp | 176.29%-162.4pp | 73.15%-59.3pp |
| Employer contribution / active EE | $0 | $2,471-100.0% | $3,680-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $1,333 | $2,854-53.3% | $3,897-65.8% | $3,332-60.0% |
| Admin fee / account holder | $210 | $3,841-94.5% | $5,194-96.0% | $4,645-95.5% |