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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,209 | $133,998-78.9% | $112,263-74.9% | $134,545-79.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -13.20% | 47.17%-60.4pp | 27.49%-40.7pp | 418.37%-431.6pp |
| Employer contribution / active EE | $1,368 | $4,040-66.1% | $3,636-62.4% | $4,742-71.1% |
| Participant deferral / active EE | $1,803 | $5,292-65.9% | $4,729-61.9% | $6,401-71.8% |
| Admin fee / account holder | $1,994 | $7,493-73.4% | $6,410-68.9% | $11,431-82.6% |