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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,740 | $99,011-29.6% | $86,582-19.5% | $147,586-52.7% |
| Participation rate | 65.0% | 76.3%-11.3pp | 73.5%-8.5pp | 82.8%-17.8pp |
| Annual return | 11.43% | 1312.75%-1301.3pp | 965.08%-953.6pp | 578.59%-567.2pp |
| Employer contribution / active EE | $678 | $3,132-78.4% | $2,839-76.1% | $4,876-86.1% |
| Participant deferral / active EE | $1,089 | $3,972-72.6% | $3,609-69.8% | $5,439-80.0% |
| Admin fee / account holder | $14,998 | $5,709+162.7% | $4,904+205.8% | $10,886+37.8% |