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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,610 | $96,678+16.5% | $86,640+30.0% | $139,466-19.3% |
| Participation rate | 61.5% | 74.4%-12.9pp | 71.7%-10.2pp | 80.3%-18.8pp |
| Annual return | 11.47% | 106.69%-95.2pp | 592.52%-581.1pp | 373.66%-362.2pp |
| Employer contribution / active EE | $891 | $3,265-72.7% | $3,024-70.5% | $4,754-81.2% |
| Participant deferral / active EE | $1,039 | $4,837-78.5% | $4,438-76.6% | $6,712-84.5% |
| Admin fee / account holder | $3,761 | $6,410-41.3% | $5,616-33.0% | $11,409-67.0% |