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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,503 | $102,245+43.3% | $89,340+64.0% | $137,256+6.7% |
| Participation rate | 100.0% | 74.9%+25.1pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 18.18% | 21.89%-3.7pp | 20.57%-2.4pp | 220.34%-202.2pp |
| Employer contribution / active EE | $3,219 | $2,529+27.3% | $2,231+44.3% | $4,156-22.5% |
| Participant deferral / active EE | $7,945 | $4,436+79.1% | $3,823+107.8% | $6,407+24.0% |
| Admin fee / account holder | $2,018 | $8,085-75.0% | $6,704-69.9% | $12,270-83.6% |