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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,405 | $63,845+79.2% | $81,370+40.6% | $80,959+41.3% |
| Participation rate | 70.0% | 63.9%+6.1pp | 69.5%+0.5pp | 67.7%+2.3pp |
| Annual return | 12.29% | 16.37%-4.1pp | 24.85%-12.6pp | 35.67%-23.4pp |
| Employer contribution / active EE | $1,423 | $1,980-28.1% | $2,464-42.3% | $2,757-48.4% |
| Participant deferral / active EE | $3,569 | $3,093+15.4% | $3,885-8.1% | $4,300-17.0% |
| Admin fee / account holder | $1,960 | $5,688-65.5% | $5,749-65.9% | $6,925-71.7% |