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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,616 | $112,121-12.0% | $95,960+2.8% | $158,966-38.0% |
| Participation rate | 85.7% | 79.0%+6.7pp | 77.1%+8.6pp | 82.0%+3.8pp |
| Annual return | 2.31% | 171.16%-168.8pp | 91.63%-89.3pp | 302.95%-300.6pp |
| Employer contribution / active EE | $1,913 | $3,199-40.2% | $2,541-24.7% | $4,762-59.8% |
| Participant deferral / active EE | $8,595 | $4,784+79.7% | $4,167+106.3% | $5,983+43.7% |
| Admin fee / account holder | $4,555 | $10,135-55.1% | $6,797-33.0% | $11,250-59.5% |