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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,406 | $103,387-31.9% | $87,102-19.2% | $152,885-53.9% |
| Participation rate | 83.3% | 79.4%+4.0pp | 76.9%+6.5pp | 82.5%+0.9pp |
| Annual return | 2.46% | 28.10%-25.6pp | 28.19%-25.7pp | 345.39%-342.9pp |
| Employer contribution / active EE | $2,735 | $3,221-15.1% | $2,521+8.5% | $4,763-42.6% |
| Participant deferral / active EE | $14,126 | $4,778+195.6% | $4,048+248.9% | $5,851+141.4% |
| Admin fee / account holder | $1,961 | $12,193-83.9% | $7,491-73.8% | $11,598-83.1% |