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| Provider | Service type | Compensation |
|---|---|---|
NFP RETIREMENT INC7 years Filed as: NFP RETIREMENT, INC. Service code 26 · EIN 33-0905143 1250 WOOD BRANCH PARK DR · HOUSTON, TX 77079 | Advisory (Participants) | $29,728 |
Filed as: JOHN HANCOCK LIFE INS. CO. Service code 15 · EIN 01-0233346 | Recordkeeping | $4,130 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,852 | $77,908+37.2% | $149,696-28.6% | $75,173+42.1% |
| Participation rate | 88.2% | 65.6%+22.7pp | 78.8%+9.5pp | 67.2%+21.0pp |
| Annual return | 15.72% | 31.73%-16.0pp | 134.46%-118.7pp | 160.72%-145.0pp |
| Employer contribution / active EE | $15,751 | $3,138+402.0% | $4,821+226.7% | $2,671+489.7% |
| Participant deferral / active EE | $18,515 | $3,411+442.8% | $5,682+225.9% | $4,126+348.7% |
| Admin fee / account holder | $814 | $5,950-86.3% | $13,212-93.8% | $5,651-85.6% |