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| Provider | Service type | Compensation |
|---|---|---|
NFP RETIREMENT INC1 year Filed as: NFP RETIREMENT, INC. Service code 26 · EIN 33-0905143 | Advisory (Participants) | $15,201 |
Filed as: JOHN HANCOCK LIFE INS. CO. Service code 15 · EIN 01-0233346 | Recordkeeping | $2,014 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,835 | $55,453+119.7% | $170,435-28.5% | $62,293+95.6% |
| Participation rate | 98.8% | 66.4%+32.5pp | 83.6%+15.2pp | 69.5%+29.3pp |
| Annual return | 13.71% | 21.38%-7.7pp | 205.94%-192.2pp | 28.90%-15.2pp |
| Employer contribution / active EE | $6,567 | $2,164+203.5% | $5,432+20.9% | $2,042+221.6% |
| Participant deferral / active EE | $4,996 | $2,303+116.9% | $4,939+1.1% | $3,169+57.6% |
| Admin fee / account holder | $587 | $455+29.0% | $13,881-95.8% | $479+22.5% |