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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,024 | $115,225+154.3% | $100,712+191.0% | $138,895+111.0% |
| Participation rate | 86.7% | 74.3%+12.3pp | 69.3%+17.4pp | 79.9%+6.7pp |
| Annual return | 11.97% | 40.35%-28.4pp | 33.27%-21.3pp | 145.39%-133.4pp |
| Employer contribution / active EE | $8,493 | $2,771+206.5% | $2,313+267.2% | $4,194+102.5% |
| Participant deferral / active EE | $8,524 | $4,699+81.4% | $4,085+108.7% | $6,396+33.3% |
| Admin fee / account holder | $36,020 | $10,844+232.2% | $9,256+289.1% | $12,562+186.7% |