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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,912 | $102,663+160.0% | $86,216+209.6% | $139,466+91.4% |
| Participation rate | 92.3% | 74.5%+17.8pp | 69.0%+23.3pp | 80.3%+12.0pp |
| Annual return | 14.75% | 1924.52%-1909.8pp | 1169.42%-1154.7pp | 373.66%-358.9pp |
| Employer contribution / active EE | $3,478 | $3,035+14.6% | $2,382+46.0% | $4,754-26.8% |
| Participant deferral / active EE | $11,870 | $4,677+153.8% | $3,986+197.8% | $6,712+76.8% |
| Admin fee / account holder | $1,745 | $8,663-79.9% | $6,853-74.5% | $11,409-84.7% |