Retirement plan

BELL & MCCOY 401K PLAN

Name: BELL & MCCOY - BELL & MCCOY 401K PLAN (2017) Form 5500
Creator: BELL & MCCOY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BELL & MCCOY 401K PLAN, BELL & MCCOY

BELL & MCCOYEIN 74-1718203Plan #003PY 2017

7601 NORTH LOOP EAST - HOUSTON, TX 770286017713-223-4146

Prospect flagsLow returnsRecently reached 100 employeesLow fidelity bond

How to read this page

Total assets (EOY)

$8.7M

+20.9% from 2016

Total participants

270

+0.7% from 2016

Average account balance

$42,858

-46.1% from 2016

Annual return

14.63%

+6.91 pp from 2016

Benchmarks

See 5,160 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,160 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-100.00%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
FIRST MERCANTILE TRUST COMPANY3+ years Service code 15 · EIN 62-0951563	Recordkeeping	$0
KOINONIA FINANCIAL, LLC1 year Service code 33	Securities brokerage	$0
LPL FINANCIAL3+ years Filed as: LPL FINANCIAL SERVICES Service code 33 1400 WOODLOCH FOREST DRIVE, SUITE 3 · THE WOODLANDS, TX 77380	Securities brokerage	$0

Plan features & details

Pension benefit codes2E2F2G2J2K3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

3 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
InformationalRecently reached 100 employees
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.

Expense breakdown

Schedule H Part II

Admin total

$4K

$19 / participant

Contract admin$4K100.0%

% of EOY assets

0.050%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: SAVILLE DODGEN AND COMPANY, PLLC
Auditor EIN: 900525804
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$42,858

$80,753-46.9%

$136,298-68.6%

$62,293-31.2%

Participation rate

70.6%

73.5%-3.0pp

81.9%-11.4pp

69.5%+1.0pp

Annual return

14.63%

35.83%-21.2pp

5156.27%-5141.6pp

28.90%-14.3pp

Employer contribution / active EE

$619

$2,884-78.5%

$4,696-86.8%

$2,042-69.7%

Participant deferral / active EE

$4,125

$5,164-20.1%

$6,247-34.0%

$3,169+30.2%

Admin fee / account holder

$22

$525-95.9%

$9,244-99.8%

$479-95.5%

Provider

Service type

Compensation

FIRST MERCANTILE TRUST COMPANY3+ years

Service code 15 · EIN 62-0951563

Recordkeeping

KOINONIA FINANCIAL, LLC1 year

Service code 33

Securities brokerage

LPL FINANCIAL3+ years

Filed as: LPL FINANCIAL SERVICES

Service code 33

1400 WOODLOCH FOREST DRIVE, SUITE 3 · THE WOODLANDS, TX 77380

Securities brokerage

BELL & MCCOY 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BELL & MCCOY 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion