Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
FIRST MERCANTILE TRUST COMPANY5+ years Service code 15 · EIN 62-0951563 | Recordkeeping | $0 |
KOINONIA FINANCIAL, LLC3 years Service code 33 | Securities brokerage | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,369 | $88,122-44.0% | $141,197-65.0% | $67,582-26.9% |
| Participation rate | 63.9% | 76.5%-12.6pp | 82.5%-18.6pp | 71.3%-7.4pp |
| Annual return | 21.06% | 75.40%-54.3pp | 71.41%-50.3pp | 378.57%-357.5pp |
| Employer contribution / active EE | $644 | $3,224-80.0% | $4,736-86.4% | $2,148-70.0% |
| Participant deferral / active EE | $4,302 | $5,958-27.8% | $6,710-35.9% | $3,539+21.5% |
| Admin fee / account holder | $15 | $131-88.3% | $10,265-99.9% | $142-89.2% |