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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,421 | $99,345+10.1% | $84,753+29.1% | $273,972-60.1% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 2.10% | 22.93%-20.8pp | 22.78%-20.7pp | 41.46%-39.4pp |
| Employer contribution / active EE | $2,228 | $4,214-47.1% | $3,574-37.7% | $4,869-54.2% |
| Participant deferral / active EE | $2,145 | $4,270-49.8% | $3,712-42.2% | $5,287-59.4% |
| Admin fee / account holder | $5,617 | $6,645-15.5% | $5,333+5.3% | $10,133-44.6% |