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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,847 | $106,008+14.0% | $92,240+31.0% | $147,586-18.1% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 7.18% | 50.05%-42.9pp | 176.29%-169.1pp | 578.59%-571.4pp |
| Employer contribution / active EE | $2,419 | $4,333-44.2% | $3,680-34.3% | $4,876-50.4% |
| Participant deferral / active EE | $2,302 | $4,478-48.6% | $3,897-40.9% | $5,439-57.7% |
| Admin fee / account holder | $33,901 | $6,333+435.3% | $5,194+552.7% | $10,886+211.4% |